Property Valuation

An Iowa appraiser is preparing a desktop appraisal using available data without a physical inspection. What limitation applies?

AIt is prohibited in Iowa for all property types
BIt may be used for some low-risk transactions but lacks the accuracy of a full inspection appraisal✓ Correct
CIt is only valid for agricultural land
DIt requires IREC pre-approval for each use

Explanation

Desktop appraisals rely on available data without a physical inspection. While used in some low-risk or streamlined transactions, they carry greater uncertainty than full inspection appraisals.

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