Escrow & Title

Which of the following BEST describes a general lien?

AA lien that attaches to one specific piece of property only
BA lien that attaches to all real and personal property of the debtor✓ Correct
CA lien placed only on commercial properties
DA lien created by the homeowner's association

Explanation

A general lien attaches to all property (real and personal) owned by the debtor — not just one specific property. Examples include federal and state income tax liens and judgment liens. A specific lien (such as a mortgage) attaches only to a specific property.

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