Escrow & Title
In Iowa, a general warranty deed provides the grantee with which covenants?
ANo covenants; it is a bare conveyance
BSeisin, quiet enjoyment, and warranty only during the grantor's ownership period
CFull warranty against all defects in title, including those arising from predecessors in title✓ Correct
DOnly a covenant that no mortgages are outstanding
Explanation
A general warranty deed in Iowa contains the grantor's covenants of seisin, quiet enjoyment, against encumbrances, further assurances, and warranty of title — covering defects arising at any point in the chain of title, not just during the grantor's ownership.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
Title InsuranceInsurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.
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