Iowa License Law

Iowa's broker price opinion (BPO) may be prepared by a licensed broker for:

AFederally related mortgage loan transactions requiring a full appraisal
BNon-appraisal purposes such as loan modification assistance, estate planning, or listing price guidance✓ Correct
CAny purpose including replacing USPAP-compliant appraisals
DOnly commercial transactions in Iowa

Explanation

Iowa allows licensed brokers to prepare Broker Price Opinions (BPOs) for non-federally regulated, non-appraisal purposes such as loan workouts, short sales, estate planning, or providing a seller with listing price guidance. BPOs cannot replace USPAP-compliant appraisals for federally related transactions.

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