Fair Housing
Iowa's source of income protection means that a landlord cannot refuse to rent based on:
AThe tenant's employment status
BA tenant's receipt of public assistance or housing vouchers✓ Correct
CA tenant's credit score below a minimum threshold
DA tenant's insufficient income to meet the qualifying ratio
Explanation
Iowa's source of income protection prohibits refusing to rent solely because a tenant receives housing vouchers (Section 8), public assistance, or other lawful sources of income.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
Gross Rent Multiplier (GRM)A quick valuation metric for income properties calculated by dividing the property price by gross annual rental income.
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