Fair Housing
Redlining, as prohibited by the Fair Housing Act and ECOA, refers to:
AMarking property boundaries with red surveying flags
BDenying loans or insurance to properties in certain geographic areas, typically minority neighborhoods✓ Correct
CPricing commercial land at a premium rate
DRequiring red disclosure forms for distressed properties
Explanation
Redlining is the discriminatory practice of refusing to make loans or provide insurance in certain geographic areas (historically minority communities), regardless of the individual applicant's creditworthiness. It violates both the Fair Housing Act and ECOA.
Related Iowa Fair Housing Questions
- The Iowa Civil Rights Act added which protected class that is NOT in the federal Fair Housing Act?
- Under the Fair Housing Act, a request for a reasonable modification by a person with a disability:
- Under the Fair Housing Act, a reasonable accommodation for a person with a mental disability might include:
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