Property Ownership
Under Iowa law, a judgment lien attaches to real property in a county when it is:
AFiled in small claims court
BRecorded/filed with the clerk of court in the county where the property is located✓ Correct
CApproved by the Iowa Real Estate Commission
DNotarized by a licensed attorney
Explanation
A judgment lien attaches to all real property owned by the judgment debtor in a county when the judgment is filed/docketed with the clerk of the district court in that county.
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Key Terms to Know
Lien
A financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EasementA non-possessory right to use another person's land for a specific purpose.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
Math Concepts
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