Property Ownership

Under Iowa law, which of the following encumbrances affects the use of the property (as opposed to its financial title)?

AMortgage
BJudgment lien
CEasement✓ Correct
DMechanic's lien

Explanation

An easement is a non-financial encumbrance that affects how property can be used—it gives another party the right to use the property in a specific way. Mortgages, judgment liens, and mechanic's liens are financial encumbrances.

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