Fair Housing

Under Iowa's Civil Rights Act, the maximum penalty for housing discrimination may include:

AA $500 fine only

BCivil damages, injunctive relief, and civil penalties✓ Correct

COnly a verbal reprimand from the Commission

DMandatory retraining without financial penalty

Explanation

The Iowa Civil Rights Act authorizes remedies for housing discrimination including civil damages (compensatory and possibly punitive), injunctive relief (ordering the discriminatory conduct to stop), and civil penalties. The severity depends on the nature and frequency of the violation.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.

Redlining

An illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.