Finance
Under RESPA, which of the following payments is prohibited?
APaying a real estate agent a commission
BPaying a kickback to a lender for referring business to a title company✓ Correct
CPaying a buyer's agent a cooperative commission
DPaying discount points to reduce the interest rate
Explanation
RESPA (Real Estate Settlement Procedures Act) prohibits kickbacks and referral fees between settlement service providers (such as between a lender and title company) that are not for services actually performed.
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