Escrow & Title
When buying Iowa real estate, the buyer's title insurance protects against losses from:
AFuture zoning changes
BUndisclosed liens, title defects, and ownership disputes that existed before the policy date✓ Correct
CPhysical damage to the property
DDefault by the mortgage lender
Explanation
Title insurance protects against losses resulting from pre-existing defects in title—undiscovered liens, encumbrances, forged documents, or competing ownership claims that existed before the policy's effective date.
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