Finance
A Kansas lender who 'red-flags' a loan application because of a property's location in a minority neighborhood is engaging in:
APrudent underwriting practices
BRedlining — illegal discrimination in mortgage lending based on neighborhood demographics✓ Correct
CStandard risk assessment
DRequired CRA reporting
Explanation
Redlining is the illegal practice of denying or limiting financial services (including mortgages) to residents of minority neighborhoods, violating the Fair Housing Act and ECOA.
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