Finance
In Kansas, a lender who charges excessive fees above what was disclosed may be in violation of:
ACERCLA
BRESPA's prohibition on excessive or unreasonable settlement costs✓ Correct
CThe Equal Credit Opportunity Act
DThe Kansas Property Tax Act
Explanation
RESPA prohibits kickbacks and requires disclosure of settlement costs. Under TRID, fees that increase beyond tolerance limits from the Loan Estimate to the Closing Disclosure must be cured by the lender.
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