Escrow & Title
What is a 'chain of title' in Kansas real estate?
AA security device attached to a property
BThe chronological sequence of all recorded ownership transfers and encumbrances for a specific parcel of land from the original grant to the present owner✓ Correct
CThe list of all mortgages on a property
DA summary of all property tax payments
Explanation
The chain of title is the complete historical record of all recorded ownership transfers, mortgages, liens, and other instruments affecting a specific parcel, tracing from the original conveyance to the current owner.
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Key Terms to Know
Chain of Title
The sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
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