Escrow & Title

What is 'escrow' in a Kansas real estate transaction and who acts as escrow agent?

AA type of title insurance
BA neutral third-party arrangement where funds and documents are held until all closing conditions are met; the escrow agent may be a title company, attorney, or escrow company✓ Correct
CA lender's reserve account for taxes
DA trust account held by the buyer's agent

Explanation

Escrow is a neutral arrangement where a third party holds funds (earnest money, loan proceeds) and documents until all transaction conditions are fulfilled. In Kansas, a title company, attorney, or escrow company typically serves as escrow agent.

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