Contracts

A Louisiana cash sale deed (Act of Sale) differs from a credit sale deed in that:

AA cash sale conveys title but reserves a vendor's privilege automatically
BA cash sale conveys full title with no seller financing, while a credit sale conveys title but retains a vendor's privilege for the unpaid balance✓ Correct
CA cash sale requires notarization but a credit sale does not
DThere is no legal difference between the two

Explanation

In a Louisiana cash sale, the full purchase price is paid at closing and title passes free of seller financing. In a credit sale, the seller finances part of the price, and a vendor's privilege (security interest) is retained on the property for the unpaid balance.

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