Real Estate Math

A Louisiana property in a 100-year floodplain requires flood insurance. The annual premium is $2,400. The property's market value is $280,000 and the annual property tax is $2,100. Combined, what are the annual carrying costs for insurance (flood only) and taxes?

A$4,500✓ Correct
B$5,100
C$3,800
D$4,900

Explanation

Total annual carrying costs = Flood insurance + Property taxes = $2,400 + $2,100 = $4,500. Using the values given ($2,400, $280,000), apply the appropriate formula.. The correct answer is $4,500.. This is a common calculation on the Louisiana real estate exam.

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