Contracts

A Louisiana purchase agreement is contingent upon the buyer obtaining financing at no more than 7% interest. The buyer cannot obtain financing below 7.5%. This contingency:

AIs automatically waived after 10 days
BAllows the buyer to cancel the contract and typically recover their earnest money deposit✓ Correct
CRequires the buyer to accept the higher rate and proceed
DIs unenforceable under Louisiana law

Explanation

A financing contingency (loan contingency) allows the buyer to cancel the contract if they cannot obtain financing on the specified terms. If the buyer cannot obtain the loan at the agreed rate, they may cancel and typically recover their earnest money.

Related Louisiana Contracts Questions

Practice More Louisiana Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Louisiana Quiz →