Agency

A Louisiana real estate licensee who earns a referral fee for referring a mortgage broker to a client must ensure this fee is:

AKept confidential
BFully disclosed to the client and compliant with RESPA's prohibition on kickbacks for referrals of settlement services✓ Correct
CPaid only to the brokerage, not the individual licensee
DAt least 1% of the loan amount

Explanation

RESPA prohibits kickbacks or referral fees for the referral of settlement services (including mortgage services) in federally related mortgage transactions. Any such arrangement must comply with RESPA's requirements, including affiliated business arrangement disclosure.

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