Property Ownership

A 'mortgage note' in Louisiana serves as:

AThe document that transfers title to the buyer
BThe borrower's personal promise to repay the loan✓ Correct
CThe lender's certificate of insurance
DThe appraisal report required by the lender

Explanation

A mortgage note (also called a promissory note) is the borrower's written promise to repay the loan under the specified terms. The mortgage itself is the security interest that gives the lender a lien on the property.

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