Contracts

An 'installment land contract' (contract for deed) in Louisiana differs from a traditional sale because:

AThe buyer receives title immediately at contract signing
BThe seller retains title and the buyer receives equitable title only, with legal title transferring after the purchase price is paid in full✓ Correct
CNo Act of Sale is required at any point
DThe lender holds title during the contract period

Explanation

In an installment land contract (contract for deed/bond for deed in Louisiana), the seller retains legal title while the buyer has equitable interest and possession. Legal title transfers only after the full purchase price is paid.

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