Escrow & Title
In Louisiana, a 'judgment lien' becomes a lien on a debtor's immovable property when it is:
AEntered in the court docket only
BRecorded in the mortgage records of the parish where the debtor owns property✓ Correct
CMailed to the debtor's address
DFiled with the LREC
Explanation
A money judgment in Louisiana becomes a judicial mortgage (lien on immovable property) when the judgment is recorded in the mortgage records of the parish where the debtor owns property.
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Key Terms to Know
Lien
A financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
DeedA written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
EasementA non-possessory right to use another person's land for a specific purpose.
EncumbranceAny claim, lien, charge, or liability attached to real property that affects its value or limits its use.
State-Specific Concepts
DRE Regulation
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