Property Ownership
In Louisiana, a 'trust deed' (deed of trust) as commonly used in other states is effectively replaced by:
AThe authentic act of sale
BThe Louisiana conventional mortgage — a mortgage executed before a notary, which serves the same lien function as a deed of trust✓ Correct
CA pledge agreement
DA bond for deed
Explanation
Louisiana does not use deeds of trust as security instruments. Instead, lenders use the Louisiana conventional mortgage (notarial mortgage) to create a lien on immovable property — serving the same function as a deed of trust in title theory states.
Related Louisiana Property Ownership Questions
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