Escrow & Title
In Louisiana, an 'encumbrance' on real property includes which of the following?
AA property tax exemption
BA recorded mortgage, lien, or servitude that affects the property's title or use✓ Correct
CA zoning designation
DA pending building permit
Explanation
An encumbrance is any claim, lien, charge, or servitude on real property that may diminish its value or restrict its use, including mortgages, tax liens, judgment liens, predial servitudes, and restrictions of record.
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