Property Ownership
In Louisiana, an 'encumbrance' on real property refers to:
AAny physical improvement to the land
BA claim, lien, charge, or liability attached to property that may diminish its value or restrict its use✓ Correct
CThe land survey description
DThe property's assessed value
Explanation
An encumbrance is any claim, lien, mortgage, servitude, or restriction on the title that may affect the property's value or the owner's free use — including mortgages, tax liens, judgments, and predial servitudes.
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