Contracts

In Louisiana, if a buyer's financing contingency expires without the buyer obtaining a commitment, and no extension is requested:

AThe buyer automatically gets 30 more days
BThe buyer may be in breach unless they terminate pursuant to the contingency, and the earnest money may be at risk✓ Correct
CThe contract is automatically void with full earnest money refund
DThe seller must reduce the price to accommodate the buyer

Explanation

If the financing contingency expires without the buyer obtaining financing and the buyer fails to terminate the contract before expiration, the buyer may be in default. They should formally terminate within the contingency period to protect their earnest money.

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