Fair Housing
Which of the following is an example of 'disparate impact' under the Fair Housing Act?
AA landlord who explicitly states he will not rent to minorities
BA facially neutral policy that has a disproportionate negative effect on a protected class✓ Correct
CSteering buyers to certain neighborhoods based on race
DCharging different security deposits based on national origin
Explanation
Disparate impact refers to a neutral policy or practice that, while not intentionally discriminatory, has a disproportionate adverse effect on a protected class. Courts have found disparate impact claims cognizable under the FHA.
Related Louisiana Fair Housing Questions
- In Louisiana, the federal Fair Housing Act prohibits 'discriminatory terms and conditions' in housing transactions. An example of this is:
- A Louisiana landlord refuses to rent to a tenant because the tenant has a support animal for a mental health disability. The landlord's actions:
- Fair housing complaints at the federal level may be filed with:
- A Louisiana real estate licensee should respond to a prospective buyer's question about the racial makeup of a neighborhood by:
- A Louisiana landlord may legally ask a prospective tenant:
- The Fair Housing Act of 1968 originally protected against discrimination based on which classes?
- Under the Fair Housing Act, which of the following is a lawful housing practice?
- Under ECOA, within how many days must a creditor notify an applicant of a credit decision?
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