Fair Housing
Under the Fair Housing Act, a housing provider who sets different lease terms and conditions for applicants based on national origin is engaging in:
APermissible differential treatment based on risk assessment
BIllegal discriminatory terms and conditions of tenancy✓ Correct
CLegal market segmentation
DAcceptable credit risk adjustment
Explanation
Setting different lease terms, conditions, privileges, or services based on national origin is illegal under the Fair Housing Act. All applicants must be offered the same terms and conditions for similar units, regardless of national origin or other protected characteristics.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Purchase AgreementA legally binding contract between a buyer and seller that outlines the terms and conditions of a real estate sale.
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