Real Estate Math

A Maine investor puts $60,000 down on a $300,000 property. The loan amount is $240,000. The loan-to-value ratio is:

A20%
B60%
C80%✓ Correct
D100%

Explanation

LTV = Loan Amount ÷ Property Value = $240,000 ÷ $300,000 = 0.80 = 80%. Using the values given ($60,000, $300,000), apply the appropriate formula.. The correct answer is 80%.. This is a common calculation on the Maine real estate exam.

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