Fair Housing
A Maine lender requires higher credit scores from applicants of a certain national origin. This practice is called:
ARisk-based pricing
BDisparate treatment — intentional discrimination against a protected class✓ Correct
CA neutral business practice
DRedlining
Explanation
Applying different standards (such as higher credit score requirements) to applicants based on national origin is disparate treatment — intentional discrimination against members of a protected class, violating the Fair Housing Act.
Related Maine Fair Housing Questions
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