Contracts

In Maine, a 'promissory note' given in connection with a real estate purchase is:

AThe same as a mortgage
BA written promise to repay a debt under specific terms✓ Correct
CThe deed to the property
DThe listing agreement

Explanation

A promissory note is the borrower's written promise to repay the mortgage debt, specifying the amount, interest rate, payment schedule, and other terms. The mortgage (or deed of trust) separately pledges the real property as collateral.

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