Environmental

Maine requires property sellers to disclose if the property is in a designated flood zone. This is important because:

AFlood zone properties cannot be insured
BProperties in flood zones may require federal flood insurance and face development restrictions✓ Correct
CFlood zones increase property values
DOnly properties in the 500-year floodplain require disclosure

Explanation

Properties in FEMA-designated Special Flood Hazard Areas (100-year floodplain) require the purchase of federal flood insurance if the buyer has a federally backed mortgage, and face restrictions on future development.

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