Real Estate Math

A buyer secures a 30-year mortgage at 7% interest on a $200,000 loan. The monthly payment factor is $6.65 per $1,000. What is the approximate monthly payment?

A$1,140
B$1,330✓ Correct
C$1,245
D$1,400

Explanation

$200,000 / $1,000 = 200 units. 200 x $6.65 = $1,330 per month. To solve this, multiply the relevant values: $200,000 and $6.65 at 7%.. The correct answer is $1,330.. This is a common calculation on the Michigan real estate exam.

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