Escrow & Title

A 'cloud on title' in Michigan refers to:

AA property located in a floodplain
BAny claim, lien, encumbrance, or condition that may affect the owner's clear title✓ Correct
CA title policy with weather-related exclusions
DA mortgage with a variable interest rate

Explanation

A cloud on title is any outstanding claim, lien, encumbrance, or other condition in the public record that impairs the owner's ability to convey clear and marketable title to the property.

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