Real Estate Math

A Michigan buyer obtains a $180,000 mortgage with a 30-year term and a monthly P&I payment of $1,198. How much total interest will be paid over the life of the loan?

A$251,280✓ Correct
B$241,280
C$266,280
D$231,280

Explanation

Total payments = $1,198 × 360 months = $431,280. Total interest = $431,280 − $180,000 = $251,280. Using the values given ($180,000, $1,198), apply the appropriate formula.. The correct answer is $251,280.. This is a common calculation on the Michigan real estate exam.

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