Real Estate Math

A Michigan buyer takes out a $180,000 mortgage. Points paid at closing are 2 points. How much does the buyer pay in points?

A$1,800
B$3,600✓ Correct
C$2,700
D$5,400

Explanation

One point = 1% of the loan amount. 2 points = 2% x $180,000 = $3,600. Using the values given ($180,000), apply the appropriate formula.. The correct answer is $3,600.. This is a common calculation on the Michigan real estate exam.

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