Michigan License Law

Which of the following actions by a Michigan licensee would constitute commingling?

ADepositing earnest money in the broker's trust account
BUsing trust account funds for the broker's personal expenses✓ Correct
CReturning overpaid deposits to clients
DKeeping client funds in a separate escrow account

Explanation

Commingling occurs when a licensee mixes (commingles) client funds with personal or business operating funds. Using trust account money for personal expenses is both commingling and conversion (misappropriation).

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