Escrow & Title

In Michigan, 'equitable title' held by a buyer in a land contract means the buyer has:

AFull ownership rights including the right to convey
BThe right to use, occupy, and benefit from the property while legal title remains with the seller✓ Correct
CNo interest in the property until full payment
DThe right to mortgage the property without the seller's consent

Explanation

In a Michigan land contract, the buyer (vendee) holds equitable title—the right to use and benefit from the property—while the seller (vendor) retains legal title as security until the full purchase price is paid. The buyer cannot convey clear legal title to others.

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