Fair Housing
In Michigan, 'reverse redlining' refers to:
AProviding favorable loan terms in minority neighborhoods
BTargeting minority or low-income neighborhoods with predatory loan products with exploitative terms✓ Correct
CEncouraging development in previously redlined areas
DA legal lending practice that helps revitalize depressed neighborhoods
Explanation
Reverse redlining is the predatory practice of targeting historically underserved (often minority) communities with high-cost, abusive loan products. It is the opposite of traditional redlining but equally harmful and illegal under fair lending laws.
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