Property Ownership
In Michigan, which of the following is NOT required for a valid deed?
AIdentification of grantor and grantee
BLegal description of the property
CRecording with the county register of deeds✓ Correct
DGrantor's signature
Explanation
A valid Michigan deed must identify the grantor and grantee, contain a legal description of the property, and be signed by the grantor. Recording is not required for the deed to be valid between the parties, but recording is necessary for protection against third parties.
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Key Terms to Know
Deed
A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
Deed of TrustA security instrument used in many states instead of a mortgage, involving three parties: borrower (trustor), lender (beneficiary), and a neutral trustee.
EasementA non-possessory right to use another person's land for a specific purpose.
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