Fair Housing
Redlining in Michigan violates the Fair Housing Act because it involves:
AMarking property boundaries in red on survey maps
BRefusing to make loans or provide services in certain neighborhoods based on racial composition✓ Correct
CSetting listing prices below market value in certain areas
DProviding discounts to first-time homebuyers
Explanation
Redlining is the illegal practice of refusing to make mortgage loans or provide other financial services in certain geographic areas based on the racial or ethnic composition of the neighborhood.
Related Michigan Fair Housing Questions
- In Michigan, an agent who assumes a buyer from a specific national origin will only want to see homes in certain neighborhoods is:
- A real estate agent in Detroit who consistently shows Black buyers homes only in predominantly Black neighborhoods without discussing other areas is engaged in:
- In Michigan, which of the following tenant screening criteria would most likely raise fair housing concerns?
- In Michigan, an agent who uses the phrase 'great neighborhood for your kind of people' when showing a property to members of a specific ethnic group is:
- A landlord requires a higher security deposit from families with children than from childless couples. This is:
- Which exemption under the federal Fair Housing Act allows a Michigan owner to sell their single-family home without using a real estate agent in a discriminatory manner?
- In Michigan, a complaint alleging fair housing discrimination must be filed with HUD within how many days of the alleged discriminatory act?
- Under the Fair Housing Act, which of the following exemptions allows a religious organization to give preference to its members?
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