Fair Housing
Under the Fair Housing Act, which of the following is a permitted exemption for religious organizations?
ASelling property only to congregation members, regardless of race
BRestricting occupancy of housing operated for religious purposes to members of the religion, if not operated for commercial purposes✓ Correct
CAdvertising housing available only to their religion in all media
DRefusing to rent to any person of a different faith in any of their properties
Explanation
Religious organizations may restrict occupancy of non-commercially operated housing to members of their religion, but this exemption does NOT allow discrimination based on race, color, or national origin.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Gross Rent Multiplier (GRM)A quick valuation metric for income properties calculated by dividing the property price by gross annual rental income.
ProrationThe division of ongoing property expenses (taxes, HOA dues, rents) between buyer and seller at closing based on their respective days of ownership.
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