Property Valuation

A Minnesota appraiser is conducting an appraisal for a property in a declining market. The appraiser should:

AUse only recent sales (last 30 days) regardless of data availability
BMake downward time adjustments to older comparables to reflect market decline✓ Correct
CUse only older, higher comparables to support a higher value
DAvoid documenting market decline to protect the homeowner's equity

Explanation

When markets are declining in Minnesota, appraisers must make time adjustments to reflect falling prices. Older comparables may have sold at higher prices, and those prices must be adjusted downward to reflect current market conditions. The appraiser has a professional obligation to accurately reflect market conditions in their analysis, even when that means documenting value declines.

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