Property Valuation

A Minnesota commercial property appraiser uses a 'band of investment' technique to determine the overall cap rate. This technique considers:

AThe average cap rates reported by local investors
BThe weighted cost of debt and equity components of a typical investment✓ Correct
CGovernment bond yields as a basis for real estate cap rates
DOnly the equity return requirements of typical investors

Explanation

The band of investment technique develops an overall capitalization rate by weighting the mortgage loan's required rate (considering LTV and amortization) and the equity investor's required return, based on their respective contributions to the purchase price. This reflects the investment from the perspective of both the lender and equity investor. It is used for income property appraisal in Minnesota.

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