Property Ownership

A Minnesota homeowner's property is subject to a homeowners association (HOA). The HOA has the authority to enforce covenants, conditions, and restrictions (CC&Rs). Which statement is true regarding HOA enforcement in Minnesota?

AHOAs cannot fine homeowners without a court order
BHOAs can enforce CC&Rs through fines, liens, and legal action✓ Correct
CCC&Rs expire after 20 years automatically in Minnesota
DOnly the city government can enforce deed restrictions

Explanation

Minnesota HOAs can enforce CC&Rs through multiple mechanisms including fines, liens on the property, and legal action. HOA liens can become senior to mortgages in some circumstances.

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