Agency

A Minnesota real estate agent represents a seller who is willing to accept seller financing. The agent should advise the seller to:

AAgree to any terms the buyer proposes since seller financing is always good
BConsult with legal and tax advisors about the risks and implications of seller financing✓ Correct
COnly offer seller financing if the property is worth less than $100,000
DAvoid seller financing since it is prohibited in Minnesota

Explanation

Seller financing involves significant legal, tax, and financial considerations. Minnesota agents should advise sellers to consult with attorneys (regarding contract terms, default rights, security interests) and tax advisors (regarding installment sale tax treatment, imputed interest). The agent should not provide legal or tax advice but should ensure the seller gets appropriate professional guidance.

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