Minnesota License Law

A Minnesota real estate agent wants to participate in a 'buy now, get $500 cash back' promotion for buyers who use their services. This type of promotional incentive:

AIs automatically illegal since it is a kickback
BMay be permissible if properly disclosed and not in violation of RESPA✓ Correct
CRequires state legislature approval
DIs only allowed in commercial real estate

Explanation

Buyer rebates or promotional incentives are generally permissible in Minnesota if properly disclosed and if the buyer's lender is notified (since they affect the buyer's actual cash at closing). Under RESPA, rebates from a licensee to their own client (buyer) are generally not prohibited kickbacks.

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