Property Ownership

A property owner in Minnesota who wants to reduce the impact of their property on the floodplain can participate in the National Flood Insurance Program (NFIP) by:

AAutomatically receiving free flood insurance from FEMA
BPurchasing a federally backed flood insurance policy through the NFIP if their community participates in the program✓ Correct
CApplying to the DNR for a floodplain exemption
DPaying a one-time fee to the county to remove their property from the flood zone

Explanation

Property owners in FEMA-designated flood zones can purchase flood insurance through the NFIP if their community participates in the program. Most Minnesota communities participate. Flood insurance is required by federally backed lenders for properties in Special Flood Hazard Areas (SFHAs).

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