Contracts

In Minnesota, a purchase agreement becomes void automatically in which situation?

AThe buyer cannot obtain financing on the specified terms and invokes a valid financing contingency✓ Correct
BThe seller refuses to close and the buyer sues for specific performance
COne of the parties files for bankruptcy after signing
DThe property's value decreases between signing and closing

Explanation

When a buyer properly invokes a valid financing contingency (by providing written notice within the contingency period that they could not obtain financing on the specified terms), the purchase agreement terminates and the buyer receives a refund of earnest money. The contract ends by the terms of the contingency, not by a default.

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