Environmental

In Minnesota, an environmental lien created by CERCLA or state cleanup law is significant because it:

AExpires automatically after 5 years
BCan be placed on a contaminated property to secure the cost of remediation and may have priority over other liens✓ Correct
COnly affects commercial properties
DDoes not affect the property's title

Explanation

Environmental liens placed by the EPA or MPCA to secure cleanup costs can attach to contaminated properties and may have super-priority over other liens, including mortgages. This creates significant risk for lenders and buyers. Environmental due diligence (Phase I/II ESA) is essential for commercial property transactions in Minnesota.

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